We are at the halfway point of the year, and it is a good time to do a financial checkup. We encourage clients to meet with us at least once a year to review their portfolio. If you deal with a financial planner and have not yet done so this year, I suggest you call […]

It is good to have a retirement plan, and it should start with… When Do You Want To Retire? For some it is that magic age of 65. For others who are self-employed (like me) or who really enjoy what they do… that time is pushed down the road some. Regardless of the age you

As I age, so do my clients and although this is not a topic anyone likes to think about, let alone discuss, it is one that needs to be addressed. You are never truly prepared for the emotional loss, however, you can do some planning to help the surviving spouse be more financially prepared. Let’s

It is observed as a Nationwide effort to promote Financial Education to help people manage money better and plan for the future. Some ways to accomplish that are: 1. Create a household or personal budget that you can stick to. 2. Be aware of your credit score. Use credit wisely to stay out of debt.

March is a good time to focus on Spring Cleaning your finances and to make sure you have all your documents in order to file your taxes. 1. Taxes – Make sure you have all your documents in order to do your own taxes or take to a tax preparer. You want to make sure

I came across a term for February – Frugal February. It is described as a month-long financial cleanse designed to reset after the holidays but early enough in the year to set goals, look at your financial picture and put some good habits in place. If you are married, this is a discussion for both

January is said to be the month of new year’s resolutions, new beginnings or a fresh start. I always like to say it’s a time to set new goals. Perhaps that is because since I was about 20 years old, I have been self-employed with different business interests, so I got in the habit of

Here we are in December and close to the end of another year. It is a good time to take a look back at the Financial and Personal Goals you might have made for the year. Usually when you do this there will be some you have achieved and some that are a work in

The 2025 Affordable Care Act (ACA) Open Enrollment period for most states is from November 1st to December 15th, for coverage starting on January 1st, 2026. The big change this year is that the premium tax credits that have made coverage more affordable are scheduled to expire at the end of 2025. This means premiums

October 15th through December 7th is Medicare Open Enrollment. Most years there are some changes that need to be addressed, so you are prepared for the new year. For 2026, some changes I have read are negotiated prices for some high-cost drugs, higher Part B and D Premiums, slight increasing in the Part D out