In planning how to get your wealth distributed, you have the option to leave everything to be sorted out after you are gone or make financial gifts while you are alive. Some clients want to pass along their wealth to the children and let them in turn, to pass along to their children. Others feel […]

With all financial matters, the way to be successful is to develop a systematic and disciplined approach. Spending just a few minutes each week, writing down how much you spent and what you put aside for a rainy day helps keep you on track with your goals. For many people, income remains relatively the same

April brings a few dates that most people can relate to. One of those dates is of course.. Tax Day. This year that date is April 18th, 2023. This is because April 15th is a Saturday and the next weekday, April 17th, is recognized as Emancipation Day in Washington DC. If you have not done

Statistics show more than 800,000 people fall victim to cyber-attacks each year and 59% of Americans report they have experienced one. Individuals of any age can be a victim. Some common types are e-mail, internet fraud, identity fraud and theft of financial card, payment data. Here are a few tips you can take to avoid

Did you know about the Emergency Savings Account?  Beginning in 2024, employers can establish an emergency savings account where employees can save up to $2,500 in a Roth-style account.  Distributions will be treated like a qualified distribution from a Roth account (tax-free if requirements are met).

At some point, you’ll need to decide when to start receiving your Social Security retirement benefits. We hope the following information will help you in planning for this important decision. If you were born from 1943 to 1954, your full retirement age is 66. The full retirement age gradually increases to 67 for people born

For your Roth and Traditional IRA’s, the limit is 6,500. Up from 6,000. If you are 50 or older.. 7,500. Up from 7,000. 401k’s will increase to 22,500.. up from 20,500. Simple IRA’s are limited to 15,500 but for employees age 50 or over there is a 3,500 catch up contribution. Which is allowed. Why

The future doesn’t just happen. If you do what you always have done, you will get what you have always gotten. You are the sum total of your choices. You are in total control of your choices.

Big market moves can instill fear in investors, especially when they see their stock values heading south. It’s not the first time or the last. The down turns can actually be opportunities to increase wealth.