tidbitsandcommonsense

I sometimes get the question which is better, a Traditional or Roth IRA?  My answer is always the same, depending on the individual, both can be the better choice.  Let’s look at some differences. Traditional IRA A Traditional IRA is often good for those who expect to be in a lower tax bracket in retirement […]

I often talk about the importance of having a financial check-up with your advisor at least once a year, more often, depending on circumstances or changes in your life. It is also important for you and your spouse to dicuss finances and be on the same page. So this month, why not schedule a financial

It is hard to believe we are halfway through the 2025 year. It is a good time to revisit the Financial Goals you made in January and maybe do some mid-year planning to see if you are on track or need to do some readjusting. As we go through life, I think it is important

As a Financial Advisor I wear many hats. When I take on a client, my hope is that we grow old together and have a good working relationship through the years. I encourage clients to plan for and manage their financial portfolio through the years. This includes saving in their working years to be able

Yes, this is an annual observance that takes place in the United States during April. The goal is to promote financial education and help people of all ages manage their finances. Let’s go through some of the basics. It is important to understand concepts of savings, budgeting, investing and managing debt. A sense of financial

After decades of working and saving… Retirement is approaching. Whether that date is 5 or 10 years down the road, you need to decide what you want the years after retirement to look like. Let’s explore some steps to help in the planning. My tidbit this month is, it is never too early or too

This is the time of year when our office gets calls from clients needing their tax documents. Although many people keep track of income subject to tax, it is easy to sometimes forget, the extra money you may have had to take out of an account that taxes now need to be paid on. Let’s

It is that time again – New Year Resolutions! First let’s explore some of the most common ones we hear. While all of these are great ambitions and very doable, a large percentage of people do not maintain them for the entire year. Studies suggest that it can take several months into a year to

For my last blog of 2024, I want to look back at financial and personal milestones this year. Financial Milestones are goals you have set for yourself or your business. It is always good to have them written down and, in a spot, you can easily look at. Back when I first started in business,