Every October 15th through December 7th is Medicare Open Enrollment. This time period gives all beneficiaries a chance to review their coverage and make changes for the coming year. Although many choose to do nothing and stay with the plan they have, it is very important, especially this year, to sit down with someone for […]

September is Life Insurance Awareness Month, so I thought it would be a good topic to explore. You could say I started my business career many years ago, when I became a Life/Casualty Agent. It is a topic I know something about. It does have a place in your financial plan and can be a

If you are a parent.. August has you planning and shopping for back to school. The grade school through high school years have you shopping for things like shoes, clothes, back packs, notebooks and other school supplies. These are the years though that planning for college or education after high school needs some thought. There

A question we get several times through the year is.. What paperwork should I keep and what can I get rid of? So, I did some checking and thought I would share what I found. I guess a good rule of thumb is to keep documents as long as you think you might need them.

This is the time of year when high school and college graduates find themselves with their first real job. It is a good opportunity for them to ask the question, “Where should my money go?” I talk about the retirement years and having the funds to live the life you planned for, but I don’t

I get asked this question several times a year from clients. The answer is, it is possible, but not easy.. and it takes planning. The magic number people think of when they plan for retirement is 65. Many people are ready to explore other avenues by that age. Social Security and Medicare are also available

When you think of retiring, the planning you do leading up to that time is usually focused on the financial part. Do I have enough money to retire?? While that is extremely important, you also need to have a plan for how you are going to spend your time. Retirement is a huge transition in

This is often the time of year when we start to get calls saying I am thinking of retirement and would like to discuss a plan. For some people it is something they have been working towards and anticipating but for others it is intimidating. There are many decisions that need to be made and

This month let’s talk about a subject we have all had to address in our lifetime. Debt! It can have consequences on your financial health over the years. The average Millennial reports having debt such as student loans, credit cards, auto loans, and a home mortgage. It is never too early to take inventory of

Happy 2024. My first blog of the New Year is going to be on a topic that I deal with a lot in my business. Helping people plan for retirement. Some questions I get asked frequently are: Let’s try to address these questions. First, you need to look at what your expenses are. Take into