Yes, this is an annual observance that takes place in the United States during April. The goal is to promote financial education and help people of all ages manage their finances. Let’s go through some of the basics. It is important to understand concepts of savings, budgeting, investing and managing debt. A sense of financial […]

After decades of working and saving… Retirement is approaching. Whether that date is 5 or 10 years down the road, you need to decide what you want the years after retirement to look like. Let’s explore some steps to help in the planning. My tidbit this month is, it is never too early or too

This is the time of year when our office gets calls from clients needing their tax documents. Although many people keep track of income subject to tax, it is easy to sometimes forget, the extra money you may have had to take out of an account that taxes now need to be paid on. Let’s

It is that time again – New Year Resolutions! First let’s explore some of the most common ones we hear. While all of these are great ambitions and very doable, a large percentage of people do not maintain them for the entire year. Studies suggest that it can take several months into a year to

For my last blog of 2024, I want to look back at financial and personal milestones this year. Financial Milestones are goals you have set for yourself or your business. It is always good to have them written down and, in a spot, you can easily look at. Back when I first started in business,

Open Enrollment Period for the Affordable Care Act (ACA) is November 1, 2024 through January 15, 2025. The deadline for a January 1st effective date is December 15, 2024. If you want to enroll or change your plan for the new year, be sure and make note of this deadline. If you do not have

Every October 15th through December 7th is Medicare Open Enrollment. This time period gives all beneficiaries a chance to review their coverage and make changes for the coming year. Although many choose to do nothing and stay with the plan they have, it is very important, especially this year, to sit down with someone for

September is Life Insurance Awareness Month, so I thought it would be a good topic to explore. You could say I started my business career many years ago, when I became a Life/Casualty Agent. It is a topic I know something about. It does have a place in your financial plan and can be a

If you are a parent.. August has you planning and shopping for back to school. The grade school through high school years have you shopping for things like shoes, clothes, back packs, notebooks and other school supplies. These are the years though that planning for college or education after high school needs some thought. There

A question we get several times through the year is.. What paperwork should I keep and what can I get rid of? So, I did some checking and thought I would share what I found. I guess a good rule of thumb is to keep documents as long as you think you might need them.