Life is never set in stone, so your plans shouldn’t be either. Your dreams may change, your situation may change and the financial landscape my change. One thing that won’t change: our dedication to helping you plan and track your progress so you can realize your dreams. Growing through service to people is possible due […]
Sharing the Benefits of Financial Planning Read More »
Financial Planning provides direction and discipline. It’s important to know where you’re going, and how you’re going to get there. It’s also about more than numbers.. it’s about your dreams. Ask yourself these questions: Are you unclear about how your current investments are performing? Is the risk taken in your investment portfolio appropriate for your
Have You Ever Wondered.. Do I Need A Financial Plan?? Read More »
People who die without a valid will, die intestate. In this event, the state in which they resided effectively provides a will through the state’s intestacy law. This means that the state dictates who will receive the estate owner’s property and in that proportion. While state intestacy laws do attempt to provide for a “fair”
What If You Die Without A Will? Read More »
Faced with market declines or market gains, people tend to approach investing in predictable- although not necessarily logical – ways. These reactions tend to be counterproductive to long-term portfolio growth, and it is well-documented how individual investors have historically underperformed broad market indexes when left to their own emotion-driven decisions. Active management adds discipline, through
Should You Consider Active Money Management? Read More »
Are you 72 and taking your required minimum distribution from your IRA? A word of caution. IRA’s holding CDs : because of low interest rates and the amount you must withdraw, you may run out of money sooner rather than later. We may have a solution. Ask us!
There are 10,000 people turning 65 every day and possibly for the next 20 years. Many are not making the right decisions when it comes to their retirement money. I think the most important mistake to note is that their withdrawal amount does not match their investment. Their portfolio is either too risky or conservative
Are You Concerned About Running Out Of Money In Retirement?? Read More »
A tidbit to share. Currently, only 58% of households between the ages of 35 and 64 are predicted to not run short of money in retirement, according to Jack VanDerhei, Research Director of the Employee Benefit Research Institute. To put it another way: Roughly 4 in every 10 households between the ages of 35 and
A Concerning Thought Read More »
Everyone should have an amount of money set aside for that rainy day. It’s important to have money in the bank for emergencies. From my experience it seems when you open that rainy day fund, there is no thought to the rate of return. If you use CD’s, ladder them to get an overall greater
How to Get the Most From Your Bank Money Read More »
It’s that time again. The tax man cometh. Tax time is getting here fast. What planning have you done? I don’t mean gathering your receipts and putting them in order. What have you done to reduce your taxes? I’m telling clients, they should be doing their 2020 tax planning now. Will you be buying or
What Tax Planning Should You Do? Read More »
What can be more harmful to your retirement than the stock market??? EMOTION. EMOTION can ruin your retirement account quicker than the stock market. Counseling the new investor, the first rule, get your emotions in check. Do the research and set emotions aside. Many people make their investment decisions not by common sense, logic or
What One Thing Can Ruin Your Investments? Read More »
