October 2025

October 15th through December 7th is Medicare Open Enrollment. Most years there are some changes that need to be addressed, so you are prepared for the new year. For 2026, some changes I have read are negotiated prices for some high-cost drugs, higher Part B and D Premiums, slight increasing in the Part D out […]

I sometimes get the question which is better, a Traditional or Roth IRA?  My answer is always the same, depending on the individual, both can be the better choice.  Let’s look at some differences. Traditional IRA A Traditional IRA is often good for those who expect to be in a lower tax bracket in retirement