January 2023

At some point, you’ll need to decide when to start receiving your Social Security retirement benefits. We hope the following information will help you in planning for this important decision. If you were born from 1943 to 1954, your full retirement age is 66. The full retirement age gradually increases to 67 for people born […]

For your Roth and Traditional IRA’s, the limit is 6,500. Up from 6,000. If you are 50 or older.. 7,500. Up from 7,000. 401k’s will increase to 22,500.. up from 20,500. Simple IRA’s are limited to 15,500 but for employees age 50 or over there is a 3,500 catch up contribution. Which is allowed. Why

The future doesn’t just happen. If you do what you always have done, you will get what you have always gotten. You are the sum total of your choices. You are in total control of your choices.

Big market moves can instill fear in investors, especially when they see their stock values heading south. It’s not the first time or the last. The down turns can actually be opportunities to increase wealth.

Medicare will not be providing you with free health care someday. It’s true the program covers the bulk of health care costs for people 65 or older or who have a disability. And there are programs to help cover the rest for those with very low incomes. But for most of us, be prepared to