Financial Planning provides direction and discipline. It’s important to know where you’re going, and how you’re going to get there. It’s also about more than numbers.. it’s about your dreams. Ask yourself these questions: Are you unclear about how your current investments are performing? Is the risk taken in your investment portfolio appropriate for your […]
Have You Ever Wondered.. Do I Need A Financial Plan?? Read More »
People who die without a valid will, die intestate. In this event, the state in which they resided effectively provides a will through the state’s intestacy law. This means that the state dictates who will receive the estate owner’s property and in that proportion. While state intestacy laws do attempt to provide for a “fair”
What If You Die Without A Will? Read More »
Faced with market declines or market gains, people tend to approach investing in predictable- although not necessarily logical – ways. These reactions tend to be counterproductive to long-term portfolio growth, and it is well-documented how individual investors have historically underperformed broad market indexes when left to their own emotion-driven decisions. Active management adds discipline, through
Should You Consider Active Money Management? Read More »
Are you 72 and taking your required minimum distribution from your IRA? A word of caution. IRA’s holding CDs : because of low interest rates and the amount you must withdraw, you may run out of money sooner rather than later. We may have a solution. Ask us!
There are 10,000 people turning 65 every day and possibly for the next 20 years. Many are not making the right decisions when it comes to their retirement money. I think the most important mistake to note is that their withdrawal amount does not match their investment. Their portfolio is either too risky or conservative
Are You Concerned About Running Out Of Money In Retirement?? Read More »
A tidbit to share. Currently, only 58% of households between the ages of 35 and 64 are predicted to not run short of money in retirement, according to Jack VanDerhei, Research Director of the Employee Benefit Research Institute. To put it another way: Roughly 4 in every 10 households between the ages of 35 and
A Concerning Thought Read More »
